+1 470-226-7589 · Mon–Fri 8a–7p ET  |  How we're paid → A referral service operated by ALEPHDATE LLC · Sheridan, Wyoming
STEADYCAPITAL

Working capital referrals for local businesses

Working capital for the businesses that keep America running.

You fix trucks, pave lots, clear drains, and answer the phone at 6 a.m. When you need $5,000 to $500,000 to keep moving — working capital, a credit line, equipment financing, an SBA-type loan — we connect you with vetted funding providers, often with a decision in as little as 24 hours.

Steady Capital is a referral service — we may be paid by providers, and it costs you nothing.

Check your funding options

About 2 minutes. Free, no obligation, no hard credit pull.

No fees to apply Written, reviewable offer terms Walk away anytime

Goes only to providers matched to your request — typically 1–3, never a mass blast, never sold as a list. A matched provider will call personally from a US number, usually within one business day — no robocalls. The caller will mention your business name and this request.

Optional

Both boxes below are optional — leave them unchecked for just the one phone call.

Your details go only to providers matched to your request — never sold as a list.

$0 to checkNo obligationNo credit impact

About submittingBy submitting, you agree to be contacted by Steady Capital and matched funding providers by phone or email about your funding request, and you agree to our Terms of Service and Privacy Policy. Checking your options is free, doesn't affect your credit score, and doesn't obligate you to accept any offer. We may receive compensation from providers if you accept funding.

Cost to you$0 to check — providers pay us
Amounts$5,000 – $500,000
Decisionsas fast as 24 hours
Productscapital · credit lines · equipment · SBA
Working capital Line of credit Equipment SBA-type loans
Cost to you
$0 — free to check
You never pay us a fee. Providers pay us.
Credit score impact
None to check
Checking your options doesn't involve a hard credit pull.
Decision speed
As little as 24 hrs
Some providers can approve and fund within 24 hours of a completed application.
The fine print, up front
No guarantees
Approval is never guaranteed; all terms are set by the provider.

The process

How it works

No branch visits. No stack of paperwork to get started. Here is exactly what happens.

01

Tell us about your business

Fill out one short form: business name, contact info, monthly revenue range, time in business, and how much you're looking for. About 2 minutes.

02

We match you with vetted providers

We review your info against our network and connect you with funding providers who actually work with businesses like yours — your trade, your revenue range, your timeline.

03

Compare your offers

A matched provider reaches out, usually within one business day, with the real numbers — amount, cost, and repayment structure — so you can compare and ask questions before you commit.

04

Get funded, or walk away

Accept an offer you like and the provider funds you directly — some in as little as one business day after approval. Don't like the offers? Walk away. No obligation, no fee from us either way.

Funding options

Funding built for how your business actually works

Different jobs need different money. Providers in our network offer:

Working Capital

A lump sum, used your way

For payroll, materials, slow months, or taking on a bigger job than your cash on hand allows.

Amount$5,000 – $500,000
Used forpayroll · materials · gaps
Best ifyou need one clear sum, fast
Business Line of Credit

A standing buffer

Draw what you need, when you need it, and pay interest only on what you use.

Amount$10,000 – $250,000
Used foruneven months · surprises
Best ifcash flow swings by season
Equipment Financing

Finance the machine, keep your cash

Trucks, lifts, trailers, machines — the equipment itself typically serves as collateral, which can make qualifying easier.

Amount$10,000 – $500,000
Used forvehicles · machines · tools
Best ifthe purchase pays for itself
SBA-Type Loans

Lowest cost, most paperwork

The government-backed loan model, sourced through lending partners rather than the SBA directly. Longer terms and generally lower cost for established businesses that can work with a more thorough application process.

Amount$25,000 – $500,000
Used forexpansion · refinancing
Best ifyou can wait for better terms
Revenue-Based Advance

Fastest money, highest cost

Funding repaid as a share of your incoming revenue — often through fixed daily or weekly auto-withdrawals rather than monthly payments. Ask for the exact schedule and total dollar cost before you sign. Best for short-term needs when timing matters most, and worth weighing carefully against its cost.

Amount$5,000 – $250,000
Used forurgent, short-term needs
Best ifspeed beats cost — eyes open

Who we are

Straight answer: we're a referral service

Steady Capital is a service of ALEPHDATE LLC, a Wyoming limited liability company that builds tools for small local service businesses. We are not a lender, and we don't pretend to be one. What we do is narrower and, we think, genuinely useful: we maintain relationships with vetted funding providers that serve businesses like yours — contractors, auto shops, HVAC companies, towing operators, cleaning and landscaping businesses — and when you tell us what you need, we connect you with the ones most likely to say yes on terms worth reading.

If a provider funds you, they may pay us a referral fee — that's how we keep this free for you, and we'd rather tell you that plainly than bury it in fine print. And if we can't find a suitable match, we'll tell you that honestly rather than pass you along to a poor fit. You are never obligated to accept any offer. Our job is done right when you get a clear set of options, understand them, and choose the one — or none — that fits.

ALEPHDATE LLC is a registered Wyoming company — you can verify us in the Wyoming Secretary of State business registry.

Plain answers

Questions owners actually ask

What does this cost me?
Nothing. Checking your options is free, and there's no obligation to accept any offer. If a provider funds you, they may pay us a referral fee — that's our business model, and we'd rather tell you outright than have you wonder. The referral fee doesn't change the rate or terms a provider offers you. You never pay Steady Capital anything, and the terms a provider offers you are set by that provider, not by us.
Will checking my options hurt my credit?
No. Submitting our form does not involve a hard credit pull, so it won't affect your credit score. If you choose to move forward with a specific provider, that provider may run a credit check as part of its own approval process — with your consent, before they do.
How fast can I get funded?
Many providers respond within one business day, and some can approve and fund within 24 hours of a completed application. Timelines vary by product: revenue-based advances and working capital tend to be fastest, while SBA-type loans involve a longer, more thorough process in exchange for generally better terms. Speed also depends on how quickly you can supply any documents a provider asks for.
How much can I get?
Providers in our network typically work with amounts from $5,000 to $500,000. What you qualify for depends on factors like monthly revenue, time in business, and the type of funding — a provider will confirm your specific range after reviewing your information.
What do you do with my information?
We use it for one purpose: matching you with funding providers and sharing it with the providers we connect you to — that's the whole point of the service. We don't sell your information to data brokers or marketing lists, and we don't blast it out to dozens of companies. See our Privacy Policy for the full details, or call us at +1 470-226-7589.
Are you a lender?
No. Steady Capital is a referral service operated by ALEPHDATE LLC. We don't lend money, make credit decisions, or set rates. The providers we connect you with are the lenders and funders, and any agreement you sign is between you and them. Read every offer before you accept it.
What happens after I submit the form?
We review your info and match it against our provider network. If there's a fit, a matched provider will contact you — usually by phone or email within one business day — to confirm details and present your options. You compare, ask questions, and decide. If we can't find a suitable match, we'll tell you that honestly rather than pass you along to a poor fit. Either way, nothing is final until you sign with a provider.

Your next job shouldn't wait on your bank.

Two minutes to fill out the form, no cost, no hit to your credit for checking. No match? We'll tell you straight — still no cost. Good match? You could have offers to compare within a day.

Check My Options

Questions first? Call +1 470-226-7589.